Disclaimer

1. Not Financial Advice

All content provided by Stock Trader AI — including AI-generated research reports, AI Assistant responses, portfolio analytics, scores, and insights — is for informational and educational purposes only. Nothing on this platform constitutes:

• Financial advice or investment recommendations
• A solicitation to buy, sell, or hold any security
• A recommendation of any specific investment strategy
• Tax, legal, or accounting advice

You should always consult with a qualified financial advisor, licensed broker, or other professional before making any investment decisions.

2. AI-Generated Content

Research reports and AI Assistant responses are generated using AI language models (currently Google Gemini). The underlying model may change at any time without notice. AI-generated content:

• May contain errors, inaccuracies, or outdated information
• Is based on data available at the time of generation and may not reflect current market conditions
• Should not be the sole basis for any investment decision
• Does not account for your complete financial situation, risk tolerance, or investment objectives
• May produce different results for the same query at different times

AI research scores (0-100) are algorithmically generated assessments based on available data. They are not ratings from a licensed analyst and should not be interpreted as buy, sell, or hold recommendations.

3. Market Data Accuracy

Stock prices, charts, financial metrics, and other market data are sourced from third-party providers including Yahoo Finance. This data:

• May be delayed, incomplete, or inaccurate
• Should not be relied upon for time-sensitive trading decisions
• Is provided "as is" without warranty of accuracy or timeliness

4. Portfolio Calculations

Portfolio values, gains/losses, cost basis, and other calculated metrics are derived from data you manually enter. Stock Trader AI:

• Does not verify the accuracy of data you input
• May calculate values differently than your broker or tax authority
• Should not be used as the sole source for tax reporting or compliance
• Uses live market data that may differ from your broker's reported values

5. Investment Risk

All investments carry risk, including the potential loss of principal. Past performance does not guarantee future results. The value of investments can go down as well as up. Options trading involves additional risks and is not suitable for all investors.

6. Multi-Market Coverage

Stock Trader AI supports stocks listed on US exchanges (NYSE/NASDAQ) and the Malaysian stock exchange (Bursa Malaysia/KLSE). Different markets are subject to different regulations, trading hours, and risks. Currency conversions between USD and MYR use live exchange rates that fluctuate and may differ from rates offered by your broker or bank.

7. No Guarantee of Availability

Stock Trader AI relies on third-party services including Supabase, Vercel, Google Gemini, Yahoo Finance, and Stripe. We cannot guarantee uninterrupted access to the service. AI features may be temporarily unavailable due to rate limits, API outages, or high demand.

8. User Responsibility

By using Stock Trader AI, you acknowledge that:

• You are solely responsible for your own investment decisions
• You will not rely solely on information from this platform to make investment decisions
• You understand the risks associated with investing in stocks and options
• You will verify all data and calculations independently before acting on them

9. Disclaimer of Liability

To the maximum extent permitted by applicable law, Stock Trader AI and its operator accept no liability whatsoever for any loss, damage, cost, or expense of any kind arising from or in connection with your use of this platform, including but not limited to losses resulting from acting on AI-generated content, inaccurate market data or calculations, service outages, or errors in data entry. Your use of the service is entirely at your own risk.

10. Contact

For questions about this Disclaimer, contact us at support@stocktrader-ai.com.